Rent vs. Buy Calculator
Should you keep renting or buy a home? Compare the long-term wealth building of both options.
Buying Assumptions
Renting Assumptions
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We assume you invest your down payment, plus any monthly savings from renting vs buying, at this return rate.
The Verdict
Under these assumptions, renting remains financially better for the full 30 years.
Net Worth if you Buy (Year 30)
$1,140,813
Home Equity minus selling costs
Net Worth if you Rent (Year 30)
$1,164,225
Invested down payment + monthly savings