Privacy Policy

1. Introduction

HomTer ("we," "us," or "our"), operated by Wet Ocean, is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard information when you visit our website and use our tools, including the Rent vs. Buy Calculator, Mortgage Calculator, Affordability Calculator, Currency Converter, Inflation Calculator, and Climate Overview.

2. Information We Collect

We collect minimal information to provide and improve our services:

• Usage Data: We may collect anonymous usage statistics such as pages visited, time spent on each page, and general interaction patterns. This data is aggregated and cannot be used to identify individual users.
• Calculator Inputs: Any numbers, values, or parameters you enter into our calculators are processed entirely within your browser. We do not transmit, store, or have access to your calculator inputs on our servers.
• Cookies: We use essential cookies to ensure basic site functionality. See our Cookie Policy for more details.

3. How We Use Information

• To operate and maintain the website
• To improve user experience and site performance
• To understand general usage trends and patterns
• To ensure the security and integrity of the website

4. Third-Party Services

Our tools connect to the following third-party APIs to provide live data. These services have their own privacy policies:

• Frankfurter API (European Central Bank exchange rates) — used by the Currency Converter
• Open-Meteo API (climate and geocoding data) — used by the Climate Overview tool

When you use these tools, your browser makes direct requests to these APIs. We do not act as an intermediary or store any data from these requests.

5. Data Security

We implement reasonable technical and organizational measures to protect the limited information associated with your use of our website. However, no method of electronic transmission or storage is 100% secure.

6. Children's Privacy

Our website is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13.

7. Your Rights

Since we collect minimal data and process calculations locally in your browser, there is generally no personal data for us to provide, correct, or delete. If you have questions about your data, please contact us at wetocean.com/contact.

8. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated revision date. Your continued use of the website after any changes constitutes acceptance of the updated policy.

9. Contact Us

If you have questions about this Privacy Policy, please contact us at wetocean.com/contact.